100% Free OHIO Life Insurance OH-Life-Agent-Series-11-44 Dumps PDF Demo Cert Guide Cover [Q57-Q74]

QUESTION 57
An accelerated death benefit

QUESTION 58
Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan
proceeds

QUESTION 59
A policyowner may not pay premiums with which frequency?

QUESTION 60
Upon annuitization, which of the following will have the HIGHEST monthly payout?

QUESTION 61
An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

QUESTION 62
An insured has chosen to receive the payout from her husband’s life insurance policy so that she will receive
an Income for the next 10 years. At the end of that time, the entire proceeds from the policy will have been
paid out. The insured has selected which option?

QUESTION 63
Which of the following retirementplans will allow for a nonworking spouse to set up a separate account and
make contributions based on the working spouse’s Income?

QUESTION 64
Extended term Insurance can be selected under which whole life policy provision?

QUESTION 65
It is unlawful for a person to provide an advertisement which

QUESTION 66
Contributions made to a Roth IRA are

QUESTION 67
After a request has been received for verification of coverage from a viatical settlement provider, an insurance
company authorized to do business shall respond within:

QUESTION 68
An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

QUESTION 69
Reinsurers are a specialized branch of the insurance industry because they

QUESTION 70
The accumulated cash value of a whole life insurance policy becomes the

QUESTION 71
Survivorship life insurance policies are useful in estate planning because they

QUESTION 72
If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will

QUESTION 73
An Individual buys an annuity that will pay her spouse an income for 20 years. If the spouse dies within that
time, the Income will be paid to their children for the remainder of the period. What kind of annuity did the
Insured buy?

QUESTION 74
Making a statement that is false and maliciously critical of the financial condition of an insurer is known as